Pub & Restaurant - saving you time with your quote

Please ensure that the information provided by you is correct, and you comply with the statements on this page. Should you decide to buy this policy, these details will form the basis of the insurance contract between us. Incorrect information could invalidate all or part of the policy. Under European law you and we may choose which law will apply to this contract. English law will apply unless both parties agree otherwise. Our cancellation and complaints procedure is detailed in the policy documents, where you can also find the details of the 14 day cooling off period.

If your circumstances change between the date you purchase the policy and the date when you require the policy to commence, please call us. Incorrect information could invalidate all or part of the policy.

Mid term adjustments to your policy will result in a maximum amendment fee of £21.00 (including Insurance Premium Tax where applicable) in addition to any premium charged or refunded.

If you decide to cancel your policy during the period of insurance a cancellation fee will apply amounting to 1/12th of your annual premium, up to a maximum of £50.00 (calculated at the time of cancellation, plus Insurance Premium Tax where applicable).

• Neither You, nor Your Directors nor Your partners have ever had insurance declined or special conditions imposed by any insurer
• Neither You, nor Your Directors nor Your partners have ever been convicted of or charged (but not yet tried) with a breach of any health and safety legislation or any other criminal offence other than a motoring offence
• Neither You, nor Your Directors nor Your partners are subject to an outstanding County Court Judgement (or the Scottish equivalent)
• Neither You, nor Your Directors nor Your partners are subject to bankruptcy or insolvency orders which are either outstanding or have been discharged for less than 5 years
• The buildings built solely of brick, stone, or concrete and roofed solely of slates, tiles, asphalt, concrete, metal or other incombustible materials other than flat roofs
• You have not had more than 4 claims in the last 3 years
• The buildings are not heated by methods other than by electricity, natural gas or a fixed central heating system and open fires.
• The Premises do not require any repair or refurbishment to make them secure or water tight and will be so maintained
• You do not organise any events away from the Premises.
• You have not entered into any specific contracts to provide accommodation e.g. with the local authority or DSS.
• The level of security at your Premises meets our minimum security requirements.
• The buildings are not Grade 1 listed.
• The business is not partially or fully closed for periods exceeding 21 days in any one year