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Our Residential Landlord policy is for landlords, buy-to-let owners or management companies who...
- Own or manage residential properties
- Are responsible for insuring the building or freehold
- Offer properties with tenancy agreements of six months or more
- Do not let properties to housing associations, local authorities, students or asylum seekers
- Have no more than five residential properties to insure - if you have more than five please call us to see if we can help
...more details can be found further down on this page...
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Cut your costs not your cover - Guaranteed
- If you find Residential Landlord Insurance with the same cover cheaper, we'll beat it - guaranteed (terms and conditions)
- You can call our UK based business team on 0845 303 1763
Minimum call charge is 3p per minute from a BT landline, calls from other networks may vary.
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Key features of our policy
Our standard Residential Landlord policy includes:
- A range of protection including buildings cover as well as public and property owners liability up to £2,000,000
- Equipment breakdown as standard (for example unforeseen breakdown of boilers)
- Alternative accommodation costs following an insured event, for example a flood or fire (up to 20% of the rebuild value of your property)
- Glass and locks replacement
- Accidental damage to your property
As well as increasing many of the above limits you can extend cover to include:
- Landlords contents, including those contained within communal areas
- Loss of rent following an insured event
- Employers' Liability
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Helping you buy the correct insurance with our quick & easy process
If you rent out property for commercial use or you are a landlord with a mixed portfolio of commercial and residential properties, please see our Commercial Property product.
In order to make your quote process more straight forward, please have the following to hand:
- your properties' rebuild values
- details of any loss, damage, injury or disability during the past 3 years in connection with the property you wish to insure
Please also read the Assumptions page to find out more about the important statements you need to comply with.
Our quick and easy quote process consists of 2 stages:
- Stage 1 - Your property details: Basic questions about you/ your property
- Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs
From here you can proceed to review your quote summary and buy your policy - either by paying monthly or annually - it's that easy!
For more information about our Residential Landlord Insurance, please visit the Summary of cover page, or for full details read the Policy booklet.
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We understand you have unique insurance requirements
Letting a residential property presents its own unique set of challenges and our insurance is designed to reflect that. Whether you are covering the building or the belongings within, as a residential landlord or buy-to-let owner you'll be concerned with getting the right cover for your property or portfolio. That's why we ensure our standard policy includes the essentials (buildings and property owners liability insurance), with the option to increase cover limits or add on cover to suit your individual needs.
If your property holdings change, perhaps through the purchase or sale of a property, or a refurbishment, let us know and we'll adapt the quote to your needs, saving you money wherever we can.
Getting a quote is quick and easy, just click Get a quote and we'll guide you through the process.
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